.page-disclaimer {
  color: var(--ms-text);
}

.page-disclaimer .terms-hero {
  position: relative;
  overflow: hidden;
  padding: 40px 0 56px;
  background:
    radial-gradient(circle at 82% 12%, rgba(255, 215, 0, 0.12), transparent 34%),
    linear-gradient(135deg, rgba(212, 0, 0, 0.22), transparent 44%),
    linear-gradient(180deg, var(--ms-dark) 0%, var(--ms-midnight) 100%);
  border-bottom: 3px solid var(--ms-red);
}

.page-disclaimer .terms-hero::after {
  content: "";
  position: absolute;
  right: -72px;
  bottom: -72px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 215, 0, 0.18), transparent 66%);
  pointer-events: none;
}

.page-disclaimer .breadcrumbs {
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.66);
}

.page-disclaimer .breadcrumbs a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.page-disclaimer .breadcrumbs a:hover {
  color: var(--ms-gold);
}

.page-disclaimer .terms-breadcrumb-sep {
  color: var(--ms-red);
  margin: 0 8px;
  font-weight: 700;
}

.page-disclaimer .terms-hero-grid {
  position: relative;
  z-index: 1;
  margin-top: 32px;
}

.page-disclaimer .terms-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  background: rgba(255, 215, 0, 0.12);
  border: 1px solid rgba(255, 215, 0, 0.4);
  color: var(--ms-gold);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
}

.page-disclaimer .terms-hero-badge::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--ms-red);
}

.page-disclaimer .terms-hero-title {
  margin: 18px 0 0;
  font-family: var(--font-head);
  font-size: clamp(2.125rem, 6vw, 4rem);
  line-height: 1.06;
  color: var(--ms-white);
  font-weight: 700;
}

.page-disclaimer .terms-h1-accent {
  color: var(--ms-gold);
}

.page-disclaimer .terms-hero-sub {
  margin: 18px 0 0;
  max-width: 62ch;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.8;
  font-size: 0.975rem;
}

.page-disclaimer .terms-emblem {
  margin: 28px 0 0;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.3);
  background: linear-gradient(160deg, #232345, var(--ms-dark));
}

.page-disclaimer .terms-emblem img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .terms-index {
  padding: 44px 0 0;
}

.page-disclaimer .terms-index-card {
  position: relative;
  padding: 26px 24px 24px;
  background: var(--ms-white);
  border: 1px solid rgba(26, 26, 46, 0.09);
  border-top: 3px solid var(--ms-red);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
}

.page-disclaimer .terms-index-card::before {
  content: "";
  position: absolute;
  top: -3px;
  left: 24px;
  width: 64px;
  height: 3px;
  background: var(--ms-gold);
  border-radius: 0 0 4px 4px;
}

.page-disclaimer .terms-index-title {
  margin: 0;
  font-family: var(--font-head);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--ms-text);
}

.page-disclaimer .terms-index-sub {
  margin: 6px 0 0;
  color: var(--ms-muted);
  font-size: 0.9rem;
  line-height: 1.6;
}

.page-disclaimer .terms-index-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
}

.page-disclaimer .terms-index-list li:last-child {
  grid-column: 1 / -1;
}

.page-disclaimer .terms-index-list a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 13px 14px;
  border-radius: var(--radius-md);
  background: var(--ms-gray);
  color: var(--ms-text);
  font-size: 0.9rem;
  font-weight: 500;
  text-decoration: none;
  line-height: 1.3;
  transition: background var(--transition-fast), color var(--transition-fast), transform var(--transition-fast);
}

.page-disclaimer .terms-index-list a:hover {
  background: var(--ms-midnight);
  color: var(--ms-white);
  transform: translateY(-2px);
}

.page-disclaimer .terms-index-num {
  font-family: var(--font-mono);
  color: var(--ms-red);
  font-weight: 700;
  font-size: 0.85rem;
  flex-shrink: 0;
}

.page-disclaimer .terms-index-list a:hover .terms-index-num {
  color: var(--ms-gold);
}

.page-disclaimer .terms-layout {
  padding: 56px 0 24px;
}

.page-disclaimer .terms-document {
  min-width: 0;
}

.page-disclaimer .terms-clause {
  position: relative;
  margin: 0 0 36px;
  padding: 0 0 30px;
  border-bottom: 1px solid rgba(26, 26, 46, 0.09);
  scroll-margin-top: 132px;
}

.page-disclaimer .terms-clause::before {
  content: "";
  display: block;
  height: 2px;
  margin-bottom: 28px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--ms-red) 0 62%, var(--ms-gold) 62% 100%);
}

.page-disclaimer .terms-clause-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}

.page-disclaimer .terms-clause-num {
  background: var(--ms-red);
  color: var(--ms-white);
  font-family: var(--font-mono);
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1;
  padding: 9px 13px;
  border-radius: 12px;
  box-shadow: var(--shadow-red);
  flex: 0 0 auto;
}

.page-disclaimer .terms-clause-head h2 {
  margin: 0;
  font-family: var(--font-head);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--ms-text);
}

.page-disclaimer .terms-clause-body p {
  margin: 0 0 14px;
  max-width: 74ch;
  line-height: 1.85;
  color: var(--ms-text);
}

.page-disclaimer .terms-list {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .terms-list li {
  position: relative;
  margin: 10px 0;
  padding-left: 24px;
  line-height: 1.8;
  max-width: 76ch;
}

.page-disclaimer .terms-list li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 0.72em;
  width: 8px;
  height: 8px;
  background: var(--ms-gold);
  transform: rotate(45deg);
}

.page-disclaimer .terms-document::after {
  content: "";
  display: block;
  height: 4px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--ms-red) 0 58%, var(--ms-gold) 58% 100%);
  margin-top: 44px;
}

.page-disclaimer .terms-toc {
  display: none;
}

.page-disclaimer .terms-accept {
  margin-top: 64px;
  padding: 48px 0;
  background: linear-gradient(180deg, var(--ms-gray) 0%, #FFFFFF 100%);
  border-top: 3px solid var(--ms-red);
  border-bottom: 2px solid var(--ms-gold);
}

.page-disclaimer .terms-accept-inner {
  display: grid;
  gap: 22px;
  align-items: center;
}

.page-disclaimer .terms-accept-mark {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--ms-red);
  color: var(--ms-white);
  font-size: 1.5rem;
  font-weight: 700;
  box-shadow: var(--shadow-red);
}

.page-disclaimer .terms-accept-copy h2 {
  margin: 0 0 6px;
  font-family: var(--font-head);
  font-size: 1.5rem;
  font-weight: 700;
}

.page-disclaimer .terms-accept-copy p {
  margin: 0;
  max-width: 64ch;
  color: var(--ms-muted);
  line-height: 1.75;
}

.page-disclaimer .terms-accept-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-disclaimer .terms-action-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 24px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast), color var(--transition-fast), border-color var(--transition-fast);
}

.page-disclaimer .terms-action-btn--primary {
  background: var(--ms-red);
  color: var(--ms-white);
  box-shadow: var(--shadow-red);
}

.page-disclaimer .terms-action-btn--ghost {
  background: var(--ms-white);
  border: 1px solid rgba(26, 26, 46, 0.18);
  color: var(--ms-text);
}

.page-disclaimer .terms-action-btn:hover {
  transform: translateY(-2px);
}

.page-disclaimer .terms-action-btn--ghost:hover {
  border-color: var(--ms-red);
  color: var(--ms-red);
}

@media (min-width: 640px) {
  .page-disclaimer .terms-hero {
    padding: 56px 0 64px;
  }

  .page-disclaimer .terms-index-list {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .page-disclaimer .terms-index-list li:last-child {
    grid-column: auto;
  }

  .page-disclaimer .terms-accept-actions {
    flex-wrap: nowrap;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .terms-hero-grid {
    display: grid;
    grid-template-columns: 1.25fr 0.75fr;
    gap: 48px;
    align-items: center;
  }

  .page-disclaimer .terms-emblem {
    margin: 0;
  }

  .page-disclaimer .terms-index-list {
    grid-template-columns: repeat(5, minmax(0, 1fr));
  }

  .page-disclaimer .terms-layout {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 48px;
    align-items: start;
    padding: 72px 0 32px;
  }

  .page-disclaimer .terms-toc {
    display: block;
    position: sticky;
    top: 120px;
    padding: 22px 18px;
    background: var(--ms-white);
    border: 1px solid rgba(26, 26, 46, 0.1);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-card);
  }

  .page-disclaimer .terms-toc-title {
    margin: 0 0 14px;
    padding: 0 10px;
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 0.85rem;
    letter-spacing: 0.1em;
    color: var(--ms-muted);
    text-transform: uppercase;
  }

  .page-disclaimer .terms-toc a {
    display: block;
    padding: 11px 12px;
    margin: 2px 0;
    border-radius: 12px;
    border-left: 2px solid transparent;
    color: var(--ms-muted);
    font-size: 0.9rem;
    font-weight: 500;
    text-decoration: none;
    transition: color var(--transition-fast), background var(--transition-fast), border-color var(--transition-fast);
  }

  .page-disclaimer .terms-toc a:hover {
    background: var(--ms-gray);
    color: var(--ms-red);
    border-left-color: var(--ms-red);
  }

  .page-disclaimer .terms-accept-inner {
    grid-template-columns: auto 1fr auto;
    gap: 30px;
  }
}

@media (min-width: 1200px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: 280px 1fr;
    gap: 64px;
  }

  .page-disclaimer .terms-clause-head h2 {
    font-size: 1.75rem;
  }
}